Employers need help reining in their healthcare spend.

Our group health plan controls costs while enhancing benefits.

Why CHA America?

There is a race against time to bring innovative new solutions to employers. Sorting through the ever-growing options is overwhelming and many times contains smoke and mirrors. CHA America has eliminated the guesswork by choosing best-in-class partners and building plans that result in total transparency and sustainability.

We are committed to educating benefit advisors and offering tested and proven solutions to employer groups. We are reinventing healthcare as it’s known today and want to share this outcome with brokers and employers who are ready to take control!

CHA serves as a beacon of light in an otherwise dark and non-transparent healthcare world.

Let us show you how...

LearnEducate benefit teams through technical training of the CHA America solution.

Market and sellBuild CHA as the strategic solution into your marketing and sales processes.

Client experienceImplement, communicate, and service your clients with confidence.

Are we a fit for one another?

CHA has valued partnerships with several benefits agencies and we’re looking for others to share our solution with. But we’ve learned that goals and expectations do not always align. Instead of working with everyone who is interested in our solution, we choose to provide intense support for selected partners who are a good fit with CHA. For those with whom we are aligned, very special things can happen. Our combined efforts will enable employers to lower their healthcare spend, enhancing their level of benefits and deliver this through an easy-to-execute, totally transparent solution.

Step 1

Submit the CHA “Application for Partner Consideration”

Step 2

Schedule a conversation with CHA to explore potential alignment.

Step 3

Develop a marketing and sales plan to grow your business.

Teamwork of businesspeople work together and combine pieces of gears. Partnership and integration concept

Learn how you can help your clients rein in their healthcare spend!

Learn How

Our solution at a glance

The CHA Medical Plans offer an easy-to-achieve solution for employers allowing them to reduce their medical plan spend while enhancing benefits and employee satisfaction. Our approach gives broker partners an opportunity to set themselves apart from competition and offers business owners a unique program with initial costs savings typically ranging from 15%-25%.

Quote Process & Underwriting

CHA health plans are an exceptional way for employers to regain control, and our onboarding process leads the way.

Administration

CHA manages all components of the medical plan and reviews performance of best-in-class partners. 

Pharmacy

Our specialty drug program delivers unparalleled clinical success at the lowest pharmacy cost, with average discounts on specialty drugs of 30%.

Reinsurance

Underwriting is customized to provide competitive rates, reduce plan costs, and sustain a valued, affordable plan.

Provider Access

Customizing provider networks and pricing strategies, CHA builds plans that are cost sustainable and clinically sound.

Telemedicine

Telemedicine is included in all plans to help with claim redirection, reduce sick days, and increase productivity.

Chronic Disease Management

Chronic conditions add significant claim costs to any health plan. Identifying and managing them are essential to mitigating plan costs.

HR Consulting Services

HR is critical to managing a benefits program, so we include a suite of resources to help you manage and mitigate your risk.

Partner Education

Supplying tools and education for our broker partners to stand head and shoulders above their competition.

Case Study 1: Pharmacy Benefits Management

CHA America transitioned a client with 7,500 employees from a traditional Pharmacy Benefit Manager (PBM) with a national carrier to our totally transparent PBM. This change removes all undisclosed revenue to the PBM and others. It allowed an immediate year-over-year savings of $2.1M. An additional implementation of our Specialty Pharmacy program saved an additional $2.2M for an overall annual savings of $4.3M.

Case Study 2: Medical Plan (Medium Employer Plan)

A CHA client has 230 employees and was on a traditional fully insured medical plan with a national carrier. Once educated, they transitioned to our totally transparent level-premium funded (self-funded) medical plan. While budgeted similarly to a fully insured plan, the primary difference between the fully insured plan and the level-premium funded plan is the potential reimbursement of 100% of unused claims funding. This transition for the client resulted in savings of over $675,000 in the first year alone.

Case Study 3: Medical Plan (Small Employer Plan)

A CHA client has 38 employees and was on a traditional fully insured, state-wide medical plan. Once educated, they transitioned to our totally transparent level-premium funded (self-funded) medical plan. While budgeted similarly to a fully insured plan, the primary difference between the fully insured plan and the level-premium funded plan is the potential reimbursement of 100% of unused claims funding. Transitioning to our CHA plan resulted in claims reimbursement of $26,000 in the first year and $41,000 in the second year for a combined savings of $67,000 over a two year period.