Why CHA America?
There is a race against time to bring innovative new solutions to employers. Sorting through the ever-growing options is overwhelming and many times contains smoke and mirrors. CHA America has eliminated the guesswork by choosing best-in-class partners and building plans that result in total transparency and sustainability.
We are committed to educating benefit advisors and offering tested and proven solutions to employer groups. We are reinventing healthcare as it’s known today and want to share this outcome with brokers and employers who are ready to take control!
CHA serves as a beacon of light in an otherwise dark and non-transparent healthcare world.
Let us show you how...
LearnEducate benefit teams through technical training of the CHA America solution.
Market and sellBuild CHA as the strategic solution into your marketing and sales processes.
Client experienceImplement, communicate, and service your clients with confidence.
Are we a fit for one another?
CHA has valued partnerships with several benefits agencies and we’re looking for others to share our solution with. But we’ve learned that goals and expectations do not always align. Instead of working with everyone who is interested in our solution, we choose to provide intense support for selected partners who are a good fit with CHA. For those with whom we are aligned, very special things can happen. Our combined efforts will enable employers to lower their healthcare spend, enhancing their level of benefits and deliver this through an easy-to-execute, totally transparent solution.
Submit the CHA “Application for Partner Consideration”
Schedule a conversation with CHA to explore potential alignment.
Develop a marketing and sales plan to grow your business.
Learn how you can help your clients rein in their healthcare spend!
Our solution at a glance
The CHA Medical Plans offer an easy-to-achieve solution for employers allowing them to reduce their medical plan spend while enhancing benefits and employee satisfaction. Our approach gives broker partners an opportunity to set themselves apart from competition and offers business owners a unique program with initial costs savings typically ranging from 15%-25%.
Case Study 1: Pharmacy Benefits Management
CHA America transitioned a client with 7,500 employees from a traditional Pharmacy Benefit Manager (PBM) with a national carrier to our totally transparent PBM. This change removes all undisclosed revenue to the PBM and others. It allowed an immediate year-over-year savings of $2.1M. An additional implementation of our Specialty Pharmacy program saved an additional $2.2M for an overall annual savings of $4.3M.
Case Study 2: Medical Plan (Medium Employer Plan)
A CHA client has 230 employees and was on a traditional fully insured medical plan with a national carrier. Once educated, they transitioned to our totally transparent level-premium funded (self-funded) medical plan. While budgeted similarly to a fully insured plan, the primary difference between the fully insured plan and the level-premium funded plan is the potential reimbursement of 100% of unused claims funding. This transition for the client resulted in savings of over $675,000 in the first year alone.
Case Study 3: Medical Plan (Small Employer Plan)
A CHA client has 38 employees and was on a traditional fully insured, state-wide medical plan. Once educated, they transitioned to our totally transparent level-premium funded (self-funded) medical plan. While budgeted similarly to a fully insured plan, the primary difference between the fully insured plan and the level-premium funded plan is the potential reimbursement of 100% of unused claims funding. Transitioning to our CHA plan resulted in claims reimbursement of $26,000 in the first year and $41,000 in the second year for a combined savings of $67,000 over a two year period.